It seems like ages ago — before the 2020 elections and coronavirus flooded our screens — when Michigan legislators and Gov. Gretchen Whitmer agreed to significantly change Michigan’s auto insurance laws. If you’re like me, you’d prefer to give just enough thought to auto insurance to avoid being completely irresponsible. If that’s true, I have some bad news: You’re going to have to make new decisions about your auto insurance. But I also have good news: You can save money based on what you choose.