On a Saturday evening in May 2017, Avoryanna Harper was a helmetless 21-year-old passenger on a motorcycle that hit a stopped SUV in a head-on crash in Cadillac. She landed 48 feet away. Bleeding in multiple parts of her brain left lasting cognitive and emotional damage that affected her ability to perform basic functions, according to court records. Under Michigan’s no-fault auto insurance law, the insurance company for the Ford Explorer that the motorcycle collided with is responsible for paying for Harper’s lifelong medical care.
